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Car Monitors
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Cars come with so many driver assistance systems these days it is hard to know which is which. In this article, we take a look at what traction control and electronic stability control systems are and how they differ.
The Lamborghini's of the 1970s were beautiful cars. As you might imagine, they were also extremely fast. Despite their appearance, however, they were scary to drive. You could go unbelievably fast, but it felt like the car could take off in any direction at any time. It took a might brave or stupid person to drive one of the beasts very fast.
Modern car designers and engineers have focused on car control as a major issue. The good news is they've come up with some serious inventive systems to assist drivers. From anti-locking brake systems to cars that parallel park themselves, things have never been better. To systems that really help and are often confused are the traction control and electronic stability control system. Let's take a look.
Traction control systems have been with us in one form or another for a long time. They really were heavily developed in Formula One open wheel racing where teams spend upwards of $400 million a year on extremely high tech cars. In fact, the systems were developed to such an extreme that cars hardly slowed down at all on the track. This resulted in a ban of all traction control systems, but the technology is standard on most cars sold to the public now.
A traction control system works by monitoring the spin rate of each wheel. This is done through the all conquering ECU [electronic computer unit] that controls the car. When a wheel starts to spin faster than the other three, the traction control system will slow it down by slightly triggering the brake on the wheel in question. This works to effectively stop slides or skids just before they become a major problem. Some traction control systems will also reduce the power being supplied to the wheel in question.
Most people mistakenly think a traction control system and electronic stability system are the same thing. They are not. The electronic stability control system [ESC] does not deal with wheel spin, but total car control. The system monitors the wheels, but also your steering wheel, the pitch of your car to one side or another and acceleration. If it determines the car is turning too much or too little, it will adjust the power to certain wheels and apply the brakes on other wheels to compensate. Let's consider an example:
You are driving down a road in the rain. You come up on a left hand turn a bit fast. You turn and the back end of the car starts to spin around to your right. The ESC system automatically takes action. It will active the brake on the front right wheel and perhaps add a bit of power the left rear wheel if your car allows for it. This will effectively stop the back end of the car from continuing to swing around and save you from a wreck. Pretty amazing, eh?
If you are looking for safety in your car, you do not have to choose between traction control and electronic stability systems. Get both and throw in anti-locking brakes as well!
Dirk Gibson is with DCJAutoParts.com - where you can find the lowest prices on high performance auto parts and accessories.
Should You Use Credit Monitoring Services?
Credit monitoring services alert individuals to changes to their credit report instantly- either via email, text message on cell phones or by phone calls. Many people use credit monitoring services to help them keep an eye on their credit histories and to increase their ability to recognize a fraudulent activity.
The US Federal Trade Commission estimates that it takes about a year before a consumer notices that they have been victims of identity theft. If you are using a credit monitoring service, you would have noticed the activity much faster than if you were only obtaining your credit reports annually. With over 10 million Americans falling victim to identity theft crimes annually, it's no wonder we are willing to pay for services like credit monitoring.
Most credit monitoring services charge a monthly fee between $10 and $15, with the price dependent upon the level of monitoring you receive.
Information Provided by Credit Monitoring Services
Each credit monitoring service offers information for a fee; although the exact information provided and the price you pay for it may differ slightly between companies.
Most credit monitoring services give you access to your credit score, although some may only provide the FICO score and others might provide access to all 3 of the different types of credit scores that exist. FICO is the score most commonly used by lenders to determine an individual's credit worthiness.
Credit monitoring services provide identity theft reimbursement coverage, with limits between $15,000 and $25,000, depending on the service you use. This means if you become a victim of identity theft while subscribing to the credit monitoring service, you will not be required to pay for expenses that are a result of the theft up to the amount of coverage you have.
Some credit monitoring service providers offer a range of tools that help you analyze your current credit situation, and how you can improve it. Online based forms let you predict what effects applying for a loan might have on your credit score, or the effect of paying off a credit card. These tools are valuable when you're trying to improve your credit score as it gives you a good idea of the activities that will result in the largest increase in your credit score.
Some credit monitoring services are provided directly through one of the three major credit reporting agencies- in which case you will only have access to that particular credit report. Other agencies provide access to all three reports, and give you unlimited access- while some only update your credit reports every thirty days.
You'll be alerted if the following activities occur to your credit report, as these activities could indicate fraudulent activity if you haven't done something to cause these alerts to occur yourself:
A new account is opened
A company makes an inquiry to your credit report
Your address is changed
If Public Records are added
Any existing account changes information
The Value of Credit Monitoring all 3 Reports
You may find that you can pay a dollar or two less each month for a credit monitoring service that only provides monitoring of a report through one of the credit reporting agencies. If you think this is enough, you may be wrong!
Consider the following scenario: You have credit monitoring on your Experian report. A thief applies for a new luxury car at a local car dealership, and the car dealership pulls your report from Equifax. You would not receive an alert of the Equifax report inquiry with a monitoring service that only monitors Experian reports.
You would not see the fraud until the car is approved and shows up a month later on your credit report as a new account, and the thief is driving around with the car!
Having credit monitoring on all three of your credit reports would alert you to the inquiry of your report before the account is approved- and you could take action before it goes any further.
About the Author
This article has been provided courtesy of DestroyDebt.com, your source for
debt help
online.
Is there any Flip down monitor in car can be compatible with IR transmit?
I've got a Car DVD player lately, still want to add a large flip down motitor to watch. Is there any flip down monitor in car can be compatible with IR trasmit? That can make my driving more conveniently.
There are many in car Flip down monitor with IR transmit in the market. Yes it really do help your driving. For example, you can see many items here in Eonon, different screen size of monitor with IR can be found, For large screen such as 17 inches, you can see this one.
http://www.eonon.com/Flip-Down-Monitor-or-DVD-Player/E0618A.html?utm_source=answers.yahoo.com&utm_medium=answer&utm_campaign=answer.
Computer America: 'CarMD' makes house calls
This column is a timely one for me because I just had the “check engine” light appear on my dashboard. A call to my local dealer told me that I should bring it in immediately as the vehicle might suffer damage if I waited too long. I heeded the warning by making a beeline to the mechanic.
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