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Two Pyle
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As Gomer Pyle would say, "Surprise, surprise, surprise." Based on his recent visit to Capitol Hill, Treasury Secretary Henry "Hank" Paulson abandoned the original strategy behind the $700 billion effort to rescue the financial system.
That is not all, administration officials acknowledged that banks and financial institutions were unwilling as ever to lend to consumers. As Sergeant Carter would say, "Move it, move it, move it Hank Paulson!"
What a fine mess we have gotten ourselves into with the poor leadership of the White House and administration officials. Henry Paulson only has two months left before President-Elect Obama and his administration takes over the most challenging economic crisis America has ever faced.
Earth to President Bush, Henry Paulson and Bernard Bernake, the center of this storm is mortgages. For the uninformed, the original plan for the $700 billion bailout was to have the Treasury Department buy hundreds of billions of dollars worth of illiquid mortgage-backed securities to free up banks to resume normal lending.
In fact, the program is called the Troubled Asset Relief Program, or TARP. But the Bush Administration and Treasury Department decided they will not buy troubled assets.
It looks as though the Treasury Department has been devising policy on the fly, in other words, what began as a panic over losses on subprime mortgages ultimately resulted into a crisis that wreaked havoc on Wall Street, at major commercial banks and in the broader economy itself.
By the time Congress approved the bailout law in early October, Mr. Paulson and the chairman of the Federal Reserve, Ben Bernake were already shifting strategy he had actually opposed: buying equity stakes directly in American banks.
The change in strategy has had only limited impact on the frozen credit markets. The biggest improvement has been in th willingness of banks to lend to each other, a change that was largely caused by the willingness of the United States and European governments to guarantee bank deposits and interbank loans.
The result is, America has a frozen market. Borrowing costs for credit card issuers are at least five percentage points higher that they were before the financial crisis. For example, financing costs for automobile lenders are higher. Student loans that are guaranteed by the federal government have been difficult to finance.
The bottom line is, Secretary Paulson does not have a problem with bailing out the fat cats on Wall Street where he use to work for Goldman Sachs, but he has a problem wanting to use money to refinance the mortgages of homeowners who are in danger of losing their homes to foreclosure.
Again and I repeat, Secretary Paulson, the problem in America is centered on mortgages in America. Until our leadership has the will and courage to address the real problem, it will not go away.
It is no wonder, the American people voted overwhelmingly for President-Elect Obama to lead us out of this financial mess. People want and deserve serious change in the United States and they simply want a president and administration that listens to the needs of the average working men and women in this country.
The White House opposes direct government action to prevent foreclosures, which is a program essential to keep millions of people in their homes and head off an even deeper financial catastrophe. The White House is arguing it is already doing plenty to help homeowners.
If the White House was doing enough to help homeowners, we would not be seeing record numbers of home foreclosures in this country. The result is, defaults lead to foreclosures that push down all house prices.
Combine falling house prices with rising unemployment, falling incomes and another expected surge in monthly payments on adjustable rate loans and it will surely lead to more defaults and deeper price declines, threatening bank solvency and prolonging the credit crunch.
The bottom line is, all roads into and out of this financial crisis, run through the housing market. The White House and Secretary Paulson should press for a streamlined plan that includes permanent modifications to troubled loans. In the end, this is the only way to keep people in their homes, save the banks and the economy.
Paul Lawrence Vann has over 28 years of financial expertise, having managed billion dollar acquisition programs for the United States government and worked on Capitol Hill. He is a financial expert who delivers impactful programs to corporations, associations and universities throughout America. He is the author of the book, Living on Higher Ground and is host of The Wealhy Speaker Show. Learn more about Paul at http://www.paullawrencevann.com, http://www.blogtalkradio.com/paullawrencevann or call his staff at (800) 476-8976.
2 Keys to Understanding Acidity and Alkalinity and How to use Raw foods for healing
2 Keys to Understanding Acidity and Alkalinity and How to use Raw foods for healing
How to associate Acid with Yin and Alkali with Yang
Did you know raw foods can have an important role in healing? This article will discuss the balancing properties of various foods, and the difference between acidity and alkalinity and why you need to know these important facts. Isn't it absolutely wonderful to be able to heal your body while enjoying nature's bounty and all that it has to offer?
Acidity and Alkalinity
Acidity and alkalinity can be measured by the pH scale, a numerical range from 0 to 14:7 is neutral, lower numbers indicate increasing acidity, and higher numbers indicate increasing alkalinity. In layman's terms, pH is a measure of hydrogen-ion concentration or activity . Acidity is a state of excess hydrogen, and alkalinity is a state of insufficient hydrogen. " Excess" and "insufficient" are, of course relative terms; pure water has a pH of 7, whereas the human body is, overall slightly alkaline.
To help simplify this concept lets associate Acid with yin qualities and alkali with yang qualities. An acidic condition , thus, could also be described as a yin excess, and an alkaline condition could be described as a yang excess. Taking this concept to another level, those foods are acid- forming in the body stimulate yin, while those foods that are alkaline-forming stimulate yang.
Electrolytes can affect the body's pH balance. Electrolytes are minerals (including, calcium, lithium, magnesium, phosphorus, and potassium) that, when in solution, conduct electricity. Alkaline elements attract a negative charge, and acid elements attract a positive charge.
Pay attention my friends to your body lactic acid build up in your body leads to your system becoming more acidic, and cellular function is diminished. Most people will find that being slightly a little more alkaline is healthful and will help your well being benefit from being more alkaline through your diet; being overly alkaline, however, is unhealthy. Always try to be aware of the right amount and the right kinds of food that will help you and your health goals and needs. These are true facts that you need to know and make good decisions about. Good luck and have a healthy day!
By, Natalie Pyles
Health and Fitness Expert, Nutrition Specialist, Author, & NSA Speaker
About the Author
Who I Am
Hello, my name is Natalie Pyles. I am a Local Fitness & Nutritional Expert. I have over 16 years of experience in both the Health and Fitness Industry. I'd like to share my Personal story of overcoming my battles with weight loss that began as an early adolescent. I struggled from the ages of 13-18, I realized that I had a severe problem and decided then and there to take action.
I Conquered Weight Loss
I hired a Personal Trainer and Licensed Nutritionist, like myself, and the rest is history. Basically, I learned at an early age, there is no quick fix... only hard work, perseverance, and committment to a healthier lifestyle will guarantee results. I quit looking for the magic solution and got educated.
How Can I Help You
I am now the owner of Fitness Elements & Associates. I want to help You realize your true Fitness Potential and levels of Optimal Health. I have committed my life to to helping others achieve the success that I have found through Fitness and Nutrition. If you have the desire and the will... together we can make your dreams a reality. You deserve to know the truth; what you are capable of and really can achieve.
I look forward to hearing your story, so in the years to come you can pay it forward. Call me today for your Free Fitness and Nutritional Consultation!
Sincerely Your Friend in Fitness,
Natalie Pyles
Owner, Fitness Elements & Associates LLC.
Phone: 1-800-681-9894 or Fax 623-399-4199
www.Myfitnesselements.com
FitnessElementsAssociates@yahoo.com
Can I connect my 4 channel amp like this?
I have a PYLE PLAM1600 1600 Watts 4 Channel Bridgeable Amplifier and I want to connect all the speakers and 2 subs to it. Can I bridge or Parallel wire 2 of them then connect them into one channel and then do the same and connect it into the next channel? The sub's I'm going to use the other two channels, does anyone know if thats possible??
If your going to do this I would really suggest that you get a real amp for this since Pyle is a crap company that produces crap products. That amp will not be able to handle the different OHM loads being introduced to the amp. Pyle should never be your first choice of amp, they should be nothing more than last resort. Sony would be a step up from Pyle, and Sony has horrible sound reproduction.
Community input sought for Ernie Pyle Museum
The trustees of the Friends of Ernie Pyle want community input on the future of the museum at the south edge of Dana’s business district.
Thanks for visiting!
