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Years Warranty
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Someone e-mailed me recently and wanted to know what my thoughts were on extended service plans for RV's. I replied that I thought extended service plans offered great protection as long as you understand a little about them and how they work. When you are doing the finance paperwork on your RV most RV dealers will offer you some type of extended service plan that you can purchase. Before you agree to purchase a plan make sure you understand all of your options. You should not be pressured into buying an extended service contract.
If you buy a new RV and purchase an extended service plan that covers both the coach and the chassis, the plan would take over the day after all of the original factory warranties expire. For example, if you purchase a seven year extended service plan and the motorhome has a one year warranty on the coach and a three year warranty on the chassis the service plan would be in affect for six years after the coach warranty expires and for four additional years after the chassis warranty expires. The advantage of purchasing the plan when the RV is new is that it will be less expensive for a new unit as opposed to a used unit. Most plans can be purchased anytime up until the factory warranties expire if you don't purchase the plan when you initially buy the RV. Some extended service plans will offer coverage on used units that meet the plans criteria if you purchase the plan when you buy the used unit. Coverage on a used unit will cost more. It is usually based on the age of the unit and the mileage if it's a motorized RV.
I mentioned if you buy coverage for the coach and the chassis. That's because most of these service plans offer different levels of coverage. You may only want additional coverage on the coach portion or on the chassis portion. In addition to different levels of coverage, plans are available for different terms.
Make sure you read and understand the extent and time period of coverage before signing any agreements. If you don't understand something, ask to have it explained to you. You will also want to make sure that the company offering the plan is reputable and will be acknowledged by other RV dealers and RV repair centers. It should offer coverage in all of the USA and/or Canada. If you plan to travel outside your country of origin make sure the coverage is still available. You will also want to check on how a claim is paid. I have seen cases where you pay for the repairs up front and then get reimbursed when you send in a copy of the service order or repair bill. If the repair facility agrees to file the claim most plans only require that you call for approval before any repairs are made. A good plan should be transferable if you sell your RV, it should be renewable so you can extend the coverage and it should offer a pro rated refund if coverage is terminated during the term of the contract.
Pricing for these plans will be based on several factors. I have already mentioned some; the length of the plan, the extent of coverage, if the RV is new or used, the age and mileage, and the deductible. The deductible can range from $0 to over $200. This is not bad considering a $500 or $1,000 average repair bill if an appliance fails. Some items on the RV, like slide outs and entertainment systems may not be covered unless you pay an additional surcharge. Make sure you understand what these items are and if you want them to be covered by the plan.
Do not be pressured into purchasing a plan. Ask your RV dealer to give you a price on the plan they have to offer and then you can shop around and compare pricing for extended service plans. Just make sure the plans you are comparing offer similar coverage. Research and know in advance what you plan to do about an extended service plan before you go in to sign the finance paperwork.
Happy Camping!
Mark
Copyright 2007 by Mark J. Polk owner of RV Education 101
RV Expert Mark Polk, seen on TV, is the producer & host of America's most highly regarded series of DVD's, videos, books, and e-books. http://www.rveducation101.com/
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The Mahindra Xylo MUV: Complete user review (updated: 4 year warranty) Indian Sedan killer
Mahindra has been growing naturally and gradually along with India’s growth since decades. A company, previously associated with tractors and jeeps catering to the rural segment, has now evolved into India’s leading auto manufacturing company with products like the hugely successful Scorpio, India’s highest selling SUV.
The Xylo was launched as the final product of Mahindra’s project codenamed “Ingenio”. The goal was simple, to build the ultimate MUV (Multi Utility Vehicle) for the Indian market with the best features, adequate power and at an extremely competent price. Now, talking about innovation in the Indian auto industry, the mainstream media has not talked about the Xylo as much as the Tata Nano. But all one has to do, is to take one look at the list of features in this car to realize that Xylo is an engineering marvel.
The Xylo sports the powerful 112 bhp mEagle, this very smooth, 2498 cc engine cruises from 0 to 60 in 5.8 secs. The dual pilot injection helps drivability of this vehicle in a major way. Slight body roll has been observed with the Xylo but it’s really not an issue unless you like driving rashly through corners, something which is best avoided with any MUV.
Comfort & convenience is where the Xylo scores really big. The much-talked about flat-bed seats are extremely comfortable to rest in the car while someone else is driving. The tilt-steering and the ergonomically designed seats with 3-postion lumbar support are really good for long drives as proper back-support reduces those back-aches and switching drivers is not an issue. The foldable flight-trays, under-seat storage and the ambient lamps give a luxurious feel to the car and you wonder if you’re really in a sub-10 lac vehicle! The two mobile charging points and the smart “anti-pinch” power windows are also a thoughtful addition.
The prime innovative features of the Xylo are showcased in the technology and safety features of the Xylo. The advanced Digital drive assist system shows the current speed, instantaneous mileage pattern, gear information pattern, internal & external temperature and humidity and the distance you can cover before you run out of fuel. These features are so incredible that once you get used to them, you get really dependent on them! It’s something like the cell phone phenomenon; you can’t go back to your 2001 cell phone, can you? This is one car that genuinely cares about its passengers it has ABS – so the wheels don’t lock up, you don’t lose steering control when you hit the brakes and it works like a charm on difficult/slippery surfaces. The engine immobilizer, as the name suggests, shuts the fuel supply is someone tries to steal your car using a fake key. The Intellipark reverse assist works beautifully as the vehicle starts beeping when it comes within 120 cms of any object. The tubeless tires and the warning system (for door-closing and seatbelts) are also handy features.
A lot of criticism has been aimed at the Xylo’s looks, primarily at its tall body structure. I think it is a known fact that the longer a car is, higher the costs. So, if I want space (the prime purpose of an MUV) a short car is very uncomfortable and long cars are very expensive – also they don’t fit 7-8 people. Why are SUVs so tall? Simple equation, Space=comfort. Xylo might not be the best looking car in the market, but it is the most comfortable, spacious and advanced car at its price besides the imposing grill with chrome slats and the angry look goes really well for a Mahindra car along with the smooth wrap around tail-lights showing its cooler side.
All in all, if you’re looking for an advanced, powerful, spacious car and you don’t have a very big budget, the Mahindra Xylo is the way to go! Mahindra has just started offering a 4 year warranty for those buying the Xylo till 31st October. They got 4000 bookings and sold 1788 units of Xylo in two weeks after the launch, I can only imagine the huge spike in demand because of this offer.
About the Author
An Indian auto-enthusiast who tries to stay updated about happenings in the Indian car scene.
I'm buying a condo that is 7 years old. Should I buy a home warranty?
My agent is offering to buy home warranty for me or just give me the cash. I don't know if it's worth buying a home warranty. The condo and everything in it is only 7 years old. Any thoughts? TIA!
I think it’s never a bad idea to purchase the home warranty when buying a new residence. You can put more consideration into it in a few years, when it comes up for renewal …….but for right now {even though the residence is fairly new}….. you have no idea what you are getting …go for it.
Ontario home warranty may get more oversight
Complaints about Ontario's home warranty program would be investigated by the provincial ombudsman under a private member's proposed legislation.
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